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There are certain standard costs associated with closing the sale of a home. Soon after you apply for a loan, we will give you a "Loan Estimate (LE)" of your costs. This cost estimate is based on our past experience. It's important to note that while our LE's are very accurate, we cannot always estimate closing costs to the penny. These costs include any Loan-related cost, any taxes, and any insurance needed. Our experienced Mortgage Specialists can break down and explain these cost for you.